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American Express

Explorer Credit Card

American Express Membership Rewards

Bonus

75k pts

Annual fee

$395

Earn rate

2 pts/$1

Offer facts

Signup bonus75,000 points
Spend hurdle$4,000 in 90 days

Welcome offers are subject to American Express eligibility terms.

Points value (modelled)

Points in Cathay Asia Miles are modelled at about 1.2c each (after transferring from American Express Membership Rewards). The 75,000-point signup bonus is worth roughly $900.

How we value pointsCathay Asia Miles guide

Modelled estimate, not a cash saving. Excludes taxes and carrier charges. Points earned on personal spending are generally not taxable income.

Transfer paths

asia-miles2:1

Included perks

- Annual travel credit

- Flexible airline transfer partners

- Travel insurance subject to terms

Perks are shown for independent consideration and do not increase the beta ranking value.

Source and freshness

Last checked: 2026-06-02. Offers and eligibility terms change frequently.

Open issuer source

Coverage: selected programs and cards only. Verify current issuer terms independently. No application link is provided.