Essential Rewards Credit Card

30,000 bonus Membership Rewards points with $3,000 of eligible spend in the first 3 months. New American Express Card Members only. The Card carries a $9 monthly fee ($108 per year). Subject to American Express terms.

Points in Cathay Asia Miles are modelled at about 1.2c each (after transferring from American Express Membership Rewards). The 30,000-point signup bonus is worth roughly $360.

Modelled estimate, not a cash saving. Excludes taxes and carrier charges. Points earned on personal spending are generally not taxable income.

- 5 points per $1 on eligible eats & drinks in Australia

- Flexible Membership Rewards points

- Up to 4 supplementary Cards at no extra fee

Perks are shown for independent consideration and do not increase the beta ranking value.

Last checked: 2026-06-03. Offers and eligibility terms change frequently.